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No Doc Truck and Heavy Equipment Finance

When experience matters most, choose the experts who deliver results. With over 20 years of industry expertise, our team will deliver results driven No Doc Truck and Heavy Equipment Finance designed to maximise cash flow and minimise costs. We combine low rates, tailored advice with highly competitive funding solutions – purpose built for Transport and Heavy Equipment Operators on the move.

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Completing this form will not affect your credit score

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Our Trusted Finance Partners

No Doc Truck and Heavy Equipment Finance

Car Carrier Trailer Finance Australia

No Doc Truck And Equipment Finance: Simple, Fast & Flexible

Need funding fast? Our No Truck Doc Loans deliver the most streamlined, hassle-free finance solution for Loans up to $500K - with unconditional approvals possible within 1 hour if system approved.

Forget the mountains of paperwork required for Full Doc applications. No detailed financials. No personal tax returns. No Bank Statetments. Low Doc assessments focus primarily on your credit profile and score, making the process faster, simpler and far less intrusive.

Designed for Self Employed Operators Drivers and Heavy Equipment Operators, No Doc Loans help you secure Trucks or Heavy Equipment quickly, so you can seize opportunities without delay.

There is no additional base rate loading on our No Doc Truck and Heavy Equipment Loans compared to our Full Doc Loans. That means you get the speed and simplicity you need, without paying extra for it - just competitive rates and rapid access to funds when timing matters most.

Truck Finance from 6.39%
Zero Paperwork

Features of a No Doc Truck and Heavy Equipment Loan

  • Fast Finance Approvals for applications up to $500K without financial statements or bank statements (by far the quickest option for our customers)
  • Applicants can obtain online Pre-Approval up to $500K using our quick assessment form
  • Approvals are typically issued within 24 hours (if credit profile is strong applications maybe system approved within 1 hour)
  • Minimum credit score requirements (company and directors)
  • Private sales and dealer sales are acceptable
  • No base rate loading on No Doc Loans compared to Full Doc Loans
  • No Doc options gives customers access to funding options when traditional Full Doc Loans or Low Doc Loans are not available
  • Age restrictions may apply on some Assets - but typically no older than 25 years at end of term
  • Most Truck and Equipment Assets are eligible expect for some speciliased Equipment
Tax Advantages

Benefits of a No Doc Truck and Heavy Equipment Loan

  • Fast Approvals up to $500K without the need for financial statements or bank statements
  • Customers can access to Finance quickly, often with approvals available within 1 hours if system approved, so they can secure Trucks or Heavy Equipment without the same day
  • Near no paperwork - no need for financial statements or bank statements making the process quick and easy
  • Despite the simplified process, there is no extra base rate loading compared to Full Doc applications, so customers still access market leading interest rates
  • Good payment history under a No Doc Truck Loan can help demonstrate reliability to Lenders for future Finance opportunities and improve the commercial credit score of the customer
  • Clients are able to fund most Assets giving even more flexibility
  • Our customers are able to apply for Pre-Approval online up to $500K Australia Wide - supporting both Regional and Metropolitan businesses

We Make No Doc Truck and Heavy Vehicle Finance Quick and Easy for Business Transport and Heavy Equipment Operators Australia Wide.

Start Now and complete our Quick Assessment Form to obtain a Pre-Approval up to $500K – decision within a few seconds.

Alternatively, you can call one of our Finance Consultants to discuss your funding scenario. 

Example Breakdown

Example Funding Scenario

    • New customer had deal declined with major bank due to payment deferrals on existing equipment loans
    • Client applied online and was issued instant pre-approval up to $500K
    • Purchase price of Prime Mover was $275,000 (gst inc)
    • Finance Type – Chattel Mortgage
    • Term – 60 months
    • Balloon – 30%

Outcome

    • Client was able to secure funding for a truck even when their existing bank connection had declined the deal
    • ID for client received via email and Unconditional Approval was issued approved within 1 hour as deal was system approved - given clients strong credit profile
    • The acquisition of the additional truck allowed client to secure a work contract that would double their existing turnover
    • Quick turnaround meant client was able to make up for lost time with their initial application with the bank - Truck was sold by a licenced dealer with meant we were able to settle on the same day

Customer Reviews

Our customers say it best. Find out what it's like dealing with the Experts in No Doc Truck and Heavy Equipment Finance. You could be the next success story.

Nathan you are fantastic to deal with. Always prompt with deals never a hiccup. After 8 truck deals will never use another broker. Keep up the great work you make my life stress free.

TH

Tracey Hall

Scone Equine Transport Pty Ltd

I have been dealing Heavy Vehicle Finance since 2014 and have found them be nothing short of amazing.They have funded various trucks and trailers for me over the years and its a fantastic feeling to know that I still have the same account manager after all of these years of business.It is very good to know that a finance approval is only a phone call away.

CW

Colin Wallace

Palanquin Pty Ltd

I have used the team at Heavy Vehicle Finance twice now for our financing needs for prime movers and side tippers. A Great team to work with and very prompt and professional. We will use again in the future.

JC

James Coustley

JJC Civil

I have used Nathan and his team for multiple purchases for our earthmoving company and Nathan has gone above and beyond to help us with expanding our business. I couldn’t recommend Nathan more highly.

SW

Sam Wood

Sureflo Plumbing & Roofing Contractors Pty Ltd

We used Heavy Vehicle Finance for the purchase of our Truck. They went above and beyond for us and made sure that the process was as stress-free as possible. The entire interaction was nothing short of amazing. We will definitely be using them again in the future.

MM

Meagan McNicholl

Next Gen Transport Pty Ltd

Can’t thank Nathan enough for how fast and professional he was with organising my finance for my new truck. He was straight to the point with no stuffing around. Highly recommended

TH

Tim Hartas

Hartrax Contracting Pty Ltd

No Doc Truck and Heavy Vehicle Finance Calculator

Looking to buy a New or Used Heavy Vehicle? Try our simple to use No Doc Truck Loan Calculator to estimate your weekly payments and take the guesswork out of your next Truck or Heavy Equipment purchase. 

LOAN PAYMENT CALCULATOR #2

Estimate Your Weekly Payments

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* Figures shown are a guide only and the actual payment may be affected by the age of the asset being purchased and the credit score of the applicant.

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Why Us?

Unlock the Benefits of Heavy Vehicle Finance for Your Next No Doc Truck or Heavy Equipment Loan

  • Heavy Vehicle Finance backed by 20 Years Industry Experience. No Doc Truck and Heavy Vehicle Finance that will work for you.
  • Quick, Easy and Obligation Free. Heavy Vehicle Finance Pre-Approvals up to $500K.
  • We deal with Owner Drivers and Heavy Equipment Operators Australia Wide. We will help you save thousands on your next No Doc Truck Loan.
  • We're trusted across the Transport and Heavy Equipment Industry as a leading provider of No Doc Truck Finance. Our applicants receive funding options tailored to their business needs, delivered efficiently by experts who understand Heavy Vehicle Industry.
  • No Financials or bank statements are required for loans up to $500K and our unconditional approvals take only 1 hours if system approved.
  • Our flexible policy matrix will give you greater access to capital—so you can secure the Truck or Heavy Equipment you need to grow your business faster and with more confidence.
  • Our customers are assigned a dedicated Relationship Manager to help guide them through the process from start to finish.
Heavy Vehicle Finance Team

Let us Finance
the Road to Your
Future

Complete our Simple Quick Assessment Form and let us go to work on finding the best Finance Deal on your New or Used Heavy Vehicle.
With over 20 years experience and thousands of deals done, we are on your side to get the best possible rate.

QUICK ASSESSMENT

QUICK ASSESSMENT

Completing this form will not affect your credit score

  • Step 1
  • Step 2
  • Step 3
  • Step 4

Apply Now

No Doc Truck and Heavy Equipment Finance News

Explore the latest trends, tips and insights in the Transport and Heavy Vehicle Industries. Get the inside knowledge.

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